The Reluctant Millionaires

Judith A. Swack Ph.D. • November 29, 2023

That’s obvious you say. So what’s the big deal? Who even wants to be competent at everything? The logical answer is to decide what areas of competence are important to you, and if you’re not good in those areas, take a class, learn a skill, read a book, have somebody teach you how to do it, hire or marry someone with that skill. And where you are incompetent but don’t want to or can’t do anything about it, accept it gracefully.

A keynote speaker describing the Make Mine a $Million Busines program, at the March 2007 Women’s Congress in Boston, mentioned that women are afraid to make a million dollars. To get around that objection, they tell women that it would be their business that would make a million dollars, not them personally.


Indeed, I discovered that many women, but no men, had unconscious self-sabotage on the subject of making a million dollar salary. As one woman put it, “I can make money for other people’s businesses, but I can’t make money for myself.” So began the campaign to clear all my clients of interference to making a million dollar salary.


Of the many patterns that cause unconscious self sabotage on this issue, the most dangerous pattern we found is a toxic belief system (TBS) called the Betrayal TBS. A TBS is a brainwashing pattern that runs through families, whole societies and cultures. The Betrayal TBS prevents people from making a good living doing their soul work.


The main characters are the rich provider, dependant spouse, spoiled brat, and helpless child. Although I’ve seen both men and women play all the roles, and everyone in this story feels betrayed. In the Betrayal TBS, most world cultures expect the man be the rich provider and the woman the dependant spouse. A woman marries a man expecting him to support her and the family.


Sometimes she had a profession that she gave up when she got married, or continues to work in a job or professional career, but makes less money than the man. She may be raising children and feel entitled to be supported financially, but in this story her husband doesn’t consider what she does work because it doesn’t bring in any money.


In some cases, the Betrayal pattern only shows itself when the woman quits her job (often at the suggestion of her husband.) After just a few months he starts having an affair or becomes abusive and calls her a parasite.


In the Betrayal TBS husband and wife do not have a happy, healthy relationship of equals. The typical unconscious message to the dependants (wife and children) is to:


Ignore betrayal, ignore intuition, ignore reality, etc., and give up your soul, life, self, self-respect, health, future, etc., and stay with an abusive, narcissistic, selfish, alcoholic, gambling, cheating tyrant/asshole/jerk, and serve him by making him God, supporting/stroking his ego, etc., because that’s what my ancestors/parents/mother did, and because I’m weak and can’t take care of myself, etc., and if I disobey the consequences are that I’ll be thrown out on the street and die of starvation, be rejected, unloved, and alone forever, get sick and die, etc., and the system will punish me by condemning me to a life of self-hate, grief, remorse and regret, guilt, loneliness, etc., condemning me to a life of poverty by never allowing me to enjoy the abundance I do have or by never allowing me to make good money in my career, etc., turning my children against me, killing me, my children, or loved ones, etc., but if I obey, I will get a life of luxury, ease, security, stability, happiness, fulfillment, love, status, power, perfect health, etc. and a rich provider.



Fortunately, with HBLU ™ it is easy to clear this pattern from the consciousmind, unconscious mind, body, and soul in just a few sessions. When we cleared this pattern, my clients (both men and women) got better jobs, made more money, and where necessary, left abusive relationships!


Success Stories
After her divorce, Carol struggled for many years to make an adequate income and get grant funding for her medical research lab. Well respected in her field, she had always been able to get small grants, but now, she had the opportunity to apply for a really large grant. Suddenly she developed writer’s block. After clearing the Betrayal TBS, she wrote the grant, sent it in ahead of the deadline, and got funded! I know the whole world will be better for her contribution.


In her 20’s Elaine made a $250,000 salary as a financial analyst. When she got married, she quit her job and had 3 children. She came for HBLU treatment for extreme fatigue and repeated respiratory infections. Shortly after she started treatment she discovered her husband’s affair. After clearing the Betrayal TBS, she decided to divorce her husband, at which point he promptly lost his job. Instead of waiting for him to get a new job so they could finalize the divorce arrangements, she got a new job with a financial institution whose mission matched hers. She feels energetic and happy. She says, “I remember who I am.” My guess is she’ll be running the company in the next 5 years.


What is HBLU ™ ?
HBLU ™is an innovative, rapid, and powerful new mind/body/spirit healing methodology developed by Judith A. Swack, Ph.D., a Biochemist/Immunologist, Master NLP Practitioner, Mind/Body Healer, and leader in the field of Energy Psychology. HBLUTM integrates biomedical science, psychology, hypnosis, Neuro Linguistic Programming, applied kinesiology, and other energy psychology techniques with original research on the structure of complex damage patterns. HBLUTM is so effective because:


  1. The client’s deepest wisdom guides the healing,
  2. It has menus of well characterized patterns and effective healing techniques,
  3. It clears blocks to success at the conscious, unconscious, body, and soul levels.


HBLU ™ helps people rapidly achieve the results they want to live full, happy, healthy, and satisfying lives. Maybe it can help you, too.

Dr. Swack and her associates work with people in person or by phone. Healing from the Body Level Up ™, Inc. is located in Needham, MA. Call 781-444-6940 to book an appointment, order a free information package, and order audio and videotapes.


Boston Women’s Journal February/March 2008


Hands cupped towards the sun in a cloudy, golden sky, evoking feelings of hope.
By Judith A. Swack, Ph.D. December 2, 2025
Copyright 2013, revised 2025 Judith A. Swack, Ph.D. At the recent ACEP conference (May 2013) I ran into Jane, a woman who had attended my presentation at the Energy Psychology conference the previous October. There I had demonstrated an energy transmission technique that I called “The Look” in which someone remembers a traumatic emotion, locates that feeling in his/her body, and I look at it. About 10 seconds later, the feeling dissolves. At the end of that session, I transmitted that ability to anyone who wished to receive it.
Woman with curly hair in a red sweater hugging herself, eyes closed, against a blue background.
By Judith A. Swack, Ph.D. September 29, 2025
Copyright 2014 revised 2025 Judith A. Swack, Ph.D. Three years ago, John’s blood sugar levels started to rise. Although John’s father and several other relatives had diabetes, John refused to believe he might really have a problem. Although his doctor had encouraged him to modify his diet and lose weight, John continued to eat whatever he wanted, not exercise, and stay fat. Now at age 52, his fasting blood sugar was 150 (normal is 70-99). When I asked him if he knew that he had diabetes, he told me that there was controversy over whether or not fasting blood glucose was a legitimate test for diabetes, and the medical establishment was now considering the A1C measurement as more accurate. So John got an A1C test, which also showed he was diabetic.
By Judith A. Swack, Ph.D. August 26, 2025
Copyright 2025 Judith A. Swack, Ph.D. Jane was dating two men at once and having trouble deciding who to choose. She listed all of John’s wonderful qualities and all of Steven’s wonderful qualities and remarked, “If I could just put the two of them together I’d have the perfect man.” When asked why she didn’t just date one man who had everything, she said she was keeping one man as a backup because she didn’t feel safe with either one of them. Puzzled, I asked, “Why would you date, let alone marry, anyone you didn’t feel safe with? Clearly, you’ll never marry either of these men.” Jane simply looked astonished. Love is a beautiful thing. We all need to love and be loved. Sadly, many of us have been hurt by the people we love and who are supposed to love us. When that happens, we no longer feel safe, and we shut down the ability to give and receive love. The tragedy is that we can no longer feel loved or experience ourselves as loving beings. We no longer experience the nourishing flow of warm golden buttery energy that uplifts the heart/soul, connects us all, and soothes all pain. And everyone else we could be loving is robbed. According to the dictionary, the word “vulnerable” means open to attack. When someone says, “I’m afraid to be vulnerable” he/she should be afraid to be vulnerable, but he/she should not be afraid to be emotionally open, emotionally present, or emotionally close. Opening to give and receive love should not make one vulnerable. So what to do about it? With HBLU we acknowledge the fear and heal the traumas, dysfunctional family system and cultural brainwashing patterns that caused it. This allows people to reach out with their hearts and share one of the greatest gifts in life. If you or anyone you know would like to open your heart to love, get happily married, or improve your marriage or other relationships, HBLU methodology can help you. If you would like to learn more or schedule an appointment, please call 781-444-6940 , email info@hblu.org , or go to www.hblu.org . Blessings, Judith